APS Bank has launched a new capital-guaranteed, structured deposit product, the APS Kapital Plus 20. With a minimum deposit of €5,000 fixed for three years, this limited-time offer presents a secure investment opportunity at a competitive fixed interest rate of 2% gross p.a. (per annum), paid annually for the first two years, with no initial or annual charges. There is also the possibility of earning a bonus in the third year, tied to the performance of the underlying index that is actively managed by ReAPS Asset Management Limited.

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Josef Portelli, Managing Director at ReAPS Asset Management and Head of Investment Management at APS Bank commented, “APS Kapital Plus 20 is an attractive opportunity for those who value capital protection and steady returns. With a guaranteed fixed interest rate over the first two years and the potential for a performance-based bonus in the third, it combines the security of a traditional deposit with the added benefit of an investment product managed professionally.”

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Please visit apsbank.com.mt/kapital-plus-20 for more information.

Approved and issued by APS Bank plc, APS Centre, Tower Street, Birkirkara BKR 4012. APS Bank plc is regulated by the Malta Financial Services Authority as a Credit Institution under the Banking Act 1994 and to carry out Investment Services activities under the Investment Services Act 1994. APS Bank plc is also registered as a Tied Insurance Intermediary under the Insurance Distribution Act 2018. Terms and conditions apply and are available on apsbank.com.mt/kapital-plus-20.

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This information shall not be deemed as investment, tax, or any other form of professional advice. You should consult your independent legal, investment or other advisors to ensure that any decision you make is suitable for you with regards to your specific circumstances and financial situation. The Bonus is linked to the performance of the Strategy is not guaranteed. The income you get from this investment may go down as well as up and past performance is not a guarantee to future performance. The Account Holder is not allowed to cancel or withdraw (partial or full) the deposit amount before the Account Maturity Date and as such is not repayable on demand. Distribution is restricted in or into Malta.